For many of us, our homes are our largest and most valuable asset. Having the right coverage and a trusted advisor is important when it comes to protecting your home. Farmers Union Insurance offers comprehensive policies with coverage and discount options made to suit various different types of homes, budgets, and unique situations. Unfortunately for most people, the need for having proper coverage is not realized until a claim occurs, Farmers Union Insurance can change that! Our 400 highly skilled local agents are ready to help you close the gap and prevent costly damages from affecting your personal finances.
Insuring a townhome or condo is just as important as buying coverage for a single family residence, but your needs are different! Farmers Union Insurance offers policies specifically designed to provide the right coverage for your condo or townhome.
Depending on what is offered by your association and the terms of your membership, many condo and townhouse owners choose to buy:
Just because you don't own your home, does not mean that you do not have liability or a need to protect yourself. Renters Insurance can provide the same type of benefits and coverage as a regular homeowners policy, but only for the things you personally own inside your house or apartment.
While in most cases your landlord or building is responsible for the liability to visitors and hired workers, there are situations where the renter can share liability for injuries to others on the rental property.
For the convenience of our policyholders, we also offer umbrella liability and watercraft coverage as "add on" protection to our home policies. Umbrella coverage provides you with an additional layer of liability in the event a lawsuit arises from a claim made against your home or auto policy.