Farmers Union Insurance Elizabeth (Betsy) Jones Agency
Elizabeth (Betsy) Jones

1001 S Douglas Hwy Suite 184
Gillette, WY 82716

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Phone: (307) 682-6520
Fax: (307) 682-3536

Office Hours:
9:00 - 4:00, M-F
Request a Quote
Request a Quote
By Email or call us
(307) 682-6520
(307) 682-6520

Car Insurance Quotes

The State of Wyoming requires all drivers to carry liability insurance.  The limit that the state requires is: 
$25,000 per person/$50,000 per accident for bodily injury with $20,000 property damage.
$25,000 per person means that $25,000 is the most a company will pay if you are at fault and the other person in the other vehicle is hurt.
$50,000 per accident means that $50,000 is the most a company will pay if you are at fault and more than one person in the other vehicle is hurt.
$20,000 property damage means that $20,000 is the most the company will pay for the other vehicle(s) or other property that you damage.
This coverage does NOT provide any money for you or your passengers or for your vehicle.
Insurance companies will provide coverage for you and your passengers and your vehicle for an additional premium.

Uninsured motorist / Underinsured motorist
Uninsured motorist coverage follows the liability and pays you and your passenger’s if you or they are injured because you are hit by a motorist who does not have any insurance.   Bodily injury only.
Underinsured motorist coverage follows the liability limits of the policy and pays you and your passenger’s if you or your passengers get hit by a motorist that has insurance but not enough. Bodily injury only.
Medical payments are for you and your passengers up to the limit that you purchase.  This will give you and your passenger’s money to pay towards your medical bills if you are involved in an accident regardless of who is at fault. 

Gillette WY Auto Insurance

Full coverage which covers your vehicle is subject to a per occurrence deductible.  The premium is based on the VIN number and the deductible that you choose.  The lower the deductible, the higher the premium. 
Some of my deductible options are:

  • $250 deductible
  • $500 deductible
  • $1,000 deductible

Wyoming Auto Insurance Discounts We Offer:
  • Package discount
  • Homeowner discount
  • Longevity discount
  • Multicar discount
  • Good student
  • Drivers education
  • Safe driver
We write both preferred and SR-22’s auto policies. 
We do our best to provide you with coverage recommendations based on your personal needs. This ensures that you have best possible coverage in the event of a claim. If you have questions regarding your current coverage, just contact us and we will be happy to provide a detailed insurance review.

Wyoming Auto Insurance Claims

If you should have a claim our exclusive Client Care Claims Service™ gives you the piece of mind that you want and should expect from your insurance company.

We are proactive in taking care of your car insurance needs and provide courtesy calls when events occur with your coverage to make sure you do not encounter surprises. We create relationships with our clients to make sure that if they need something, we know who they are and we get it done for them.

 Some of the other Auto Insurance companies that we underwrite include:
  • QBE Farmers Union Insurance
  • Dairyland Auto Insurance
  • Foremost Insurance Group
  • Dairyland Cycle Insurance
  • The Hartford Insurance
  • Progressive Insurance
  • American Modern Insurance Group 
With full coverage you can also get rental reimbursement and towing but they are not automatically included in full coverage.
Common riders we recommend:
  • Towing
  • Rental
  • Accidental Death
  • Gap insurance
Rental reimbursement will pay a stated amount towards a rental vehicle in a covered loss. Break down and mechanical problems are not covered.
Towing will reimburse for a tow up to the stated amount to the nearest place it can be serviced. This can be because of break down or mechanical problems.

Wyoming Liability Insurance


The lowest liability limits I will write are $25,000 per person $50,000 per accident and $25,000 property damage with uninsured motorist bodily injury and underinsured motorist bodily injury at $25,000 per person, $50,000 per accident and $5,000 medical.
The state minimum liability limits are very low so you would be much better off with higher limits and the price difference is not that much higher.

Some other liability options are:
  • 50,000/100/000/50,000
  • 100/300/100
  • 250/500/250

I can also go higher limits with underwriting approval.
If you are looking for a WY auto insurance quote, please call us directly at (307) 682-6520 or you can use the online quote request form and we will get right back with you.


Farmers Union Insurance Elizabeth (Betsy) Jones Agency
1001 S Douglas Hwy Suite 184
Gillette, Wyoming  82716
Serving Gillette, WY Campbell County and North East Wyoming
Phone: (307) 682-6520
Fax: (307) 682-3536
Website –


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