Homeowners Insurance Quotes

In the comfort of the home you own, when you finally lay your head on the pillow each night, it is comforting to know that our agency is insuring your personal investment, and you are protected with quality Homeowners insurance. Having the proper coverage is important to protect this asset and make sure your years of hard work will not be lost if something happens.

Colorado Home Insurance and Extreme Weather Conditions

Colorado homeowners know that there are a variety of risks involved with owning a home in our state. We have extreme weather conditions with very hot summers and very cold winters. This varies greatly from year to year.

Potential winter time risks for Colorado home owners:

• Frozen or burst pipes
• Broken tree limbs can knock down power lines and damage roofs, windows and more
• Icy sidewalks and walkways
• Fire started inside the home from fireplace

Potential summer time risks for Colorado home owners:

• Fire caused by heat / electricity or wildfires
• Hail damage
• Tornado
• Air conditioning or swamp cooler problems

Potential risks that can happen all year round:

• Fire
• Water damage
• Smoke damage
• Sump pump overflow
• Personal injury / liability issues

There are many more potential risks that homeowners in Elizabeth and surrounding towns face. It is important to protect your property with a home insurance policy.

                                                 Get your home insurance quote started today!

We will explain the different coverage options to you, walk you through the different policies and help you make the right decisions for your specific situation. Here at the Terri Coulter Insurance Agency, we help determine what coverages and deductibles fit your life. If you are purchasing a home or refinancing, we work closely with your mortgage company and real estate agent to make sure your closing is a breeze.

Additional Coverages

• Replacement Cost on Buildings and Personal Property
• Water Backup of Sewers and Drains
• Coverage for jewelry, furs, art, collectibles, etc.
• Tree & Shrubs

We do our very best to provide you with the best coverage to meet your specific needs. While QBE Farmers Union Insurance is our preferred company and usually has the best rates, we do have several other carriers from which to choose.

Some of the carriers we represent include:

• Safeco
• American Modern Homeowners Insurance
• The Hartford Homeowners Insurance
• Foremost Homeowners Insurance

Flood Insurance

In most instances, your homeowners policy will not cover flood damage. For more information about protecting your home from a flood, please give us a call at (303) 646-2180.

Tips to saving at home

Here are a few quick tips on how to save water, energy and cash at home:

• Turn your water heater down a few notches - this will save energy, water and cash!
• Reuse when possible - plastic bags can double as trash can liners and lunch bags
• Buy what you can in bulk - rice, grains, nuts and other foods can be purchased in bulk, saving you money and uses less resources on packaging

At Terri Coulter Insurance Agency we want you to get the most out of life. Give us a call today and let us know how we can help you.

Superior Homeowners Insurance Claims Service

You work hard for your family and your home. We want you to be able to stay in your home no matter what happens. If an unexpected event occurs and you need to file a claim give us a call right away and we'll get the process started quickly.

Our claims department has over a 92% client satisfaction rate when it comes to claims. That is one of the things that makes us stand out from our competition. We get people back on their feet quickly. It is very important to us that you be satisfied with the results of any claim you may have.

Having our home insurance clients happy and living in their homes after a claim is of great importance to us.

We offer protection and relationships you can count on. We are here when you need us.

To have us provide a quote for any of these services, please call us directly at (303) 646-2180 or you can use the online quote request form and we will get right back with you.