Renters Insurance Quotes

Providing Renters Insurance to the Fargo, Moorhead, West Fargo, and the Surrounding Communities

If you are a renter you may not realize that you need insurance coverage at all. Many renters believe that their landlord's insurance will pay for their belongings; however, the fact is that the landlords policy only covers those items which the landlord owns such as the building and the equipment used for the upkeep and maintenance of the building.

Insurance in North Dakota

A Renters Insurance Policy should be tailored to the value and the type of personal property that you own. In addition to coverage for your contents, a Renters Insurance Policy also gives you personal liability coverage should you be sued, as well as coverage for another place to stay should your unit become uninhabitable due to such causes as fire, smoke, or tornado.

Renters Insurance Covers

• Clothing
• Furniture
• Appliances
• Personal Property
• Personal Liability

Optional Coverages

• Sewer Backup and Sump Overflow - Provides coverage for damage to your property from water that comes in through the sewer or sump hole
• Replacement Cost Coverage - Pays to replace your property for the current cost of the items as if they were brand new
• Identity Theft Coverage - Pays the expenses accrued due to being the victim of identity theft.
• Valuable Items Coverage - Special coverage for high valuable items such as Jewellery, Antiques, and Artwork.

Discounts Available

The cost of Renters Insurance is quite low and when you consider the discount that you receive on your auto insurance with National Farmers Union, the actual cost of adding this coverage can be minimal.

If you are interested in obtaining a quote on Renters Insurance, please call us directly at (701) 282-9402 or you can use the online quote request form and we will contact you with a rate shortly.