Farm Insurance & Ranch Insurance Quotes

Your family farm or ranch may be your most valuable asset. Farm and ranch insurance policies may differ considerably from company to company, making it difficult for you know exactly what kind of coverage you have. Here are a list of policies that we use to fit your needs.

Farm Insurance in North Dakota

Farm and Ranch-- QBE Farmers Union Insurance's Farm and Ranch Policy offers you exceptional peace of mind. It provides complete, cost-effective protection for most farm loss situations. You can customize your coverage to fig your specific needs.

Let's look at the coverage inside a Farm and Ranch Policy:

• Buildings: Coverage of your main dwelling and all additions, as well as other farm structures- additional dwellings, barns, buildings, sheds, structures and permanent fixtures. Materials and supplies on the premises to be used for construction or repair of insured buildings are also covered.
• Household Personal Property: We cover household personal property owned or used by an insured while it is anywhere in the world.
• Blanket Farm Machinery and Implements: We cover farm machinery and implements, usual to the operation of your farm. Farm implements are covered while within the state of North Dakota or 100 miles into the bordering states.
• Blanket Livestock and Grain: Livestock is covered throughout the state of North Dakota and within 100 miles outside its borders. Harvested crops stored on your farm can be covered; claims are paid on market value at time of loss.
• Scheduled Farm Personal Property: Covers tools, machinery, livestock, feed supplies, hay, seed and grain, and portable structures.

Additional Coverages:

• Fire department service charge
• Credit card, fund transfer card, forgery and counterfeit money
• Refrigerated and frozen products
• Pollutant clean up and removal
• Buildings under construction
• Outdoor antennas
• Farm operations records
• Farm machinery glass breakage
• Additional operating expense for personal property and buildings and structures

Optional Coverages:

• Sump pump coverage
• Freezing or smothering of livestock
• satellite dish and/or television antenna
• Farm liability coverage

Standard Mutual--For property that does not qualify under farm and ranch underwriting rules.

• Property not insured to value
• Property that is seasonal
• Property not occupied
• Property that is sub-standard but live able

Farm Liability Insurance--To protect you from claims that you are legally liable. Policy limits from $100,000 to $500,000. Some coverage's in the policy have lower limits.

Farm Umbrella--To protect you from catastrophic loss that you are legally liable. Limits from $1,000,000 to $5,000,000

Farm Auto Insurance--For all auto's, trucks, semi-trucks, recreational vehicles, trailers.

Crop Insurance--Coverage for crops under the Federal Crop Insurance program. Rain and Hail managing company.

To have us provide a quote for any of these services, please call us directly at (701) 493-2727 or you can use the online quote request form and we will get right back with you.