Insurance Quotes & Additional Offerings

Life Insurance 
The hardest subject to approach is the need for life insurance. It is difficult to talk about, but what is worse is never having talked about it and leaving your family unprotected.

We offer many types of life insurance with several different companies:

• Term Life: Provides protection for mortgage and loan payments, and money for final expenses
• Whole Life: Provides protection and builds cash value. It can also be borrowed against.
• Universal Life: Similar to whole life; provides protection and builds cash value
• Disability Income: Pays you cash if you are disabled and unable to work 

Health Insurance
Going to the doctor is expensive. Take the burden from your wallet and place it in a health savings account or purchase a family or individual plan to pay for any major medical expenses that may occur in future years. One major health event can ruin your plans for the future, making it impossible to pay your bills or put food on the table. Who needs this?

Individual or Family Medical Insurance
Wellmark Blue Cross Blue Shield provides numerous plans to fit you and your family's medical needs. Choose the deductible that fits your financial situation and consider the other options before making a decision.

Short-Term Medical Insurance
Are you a recent graduate or just laid-off? We provide short-term medical coverage to fill the gap until you get back on your feet. Wellmark Blue Cross Blue Shield can provide coverage from 30 days to a year. It covers you until you can apply for group coverage through employment. Let us discuss your situation and find a policy that fits your needs now and in the future.

Medicare Supplements
Medicare only provides so much. To increase your coverage. ask us about which supplement you should purchase. Remember that Part D, prescription coverage, may or may not be included in the plans offered. We offer AARP and Humana products.

Insurance in South Dakota

Long Term Care Insurance
Let's face it. The American population is steadily getting older. We all love our parents, but are you able to take care of them along with your own children? A simple solution is long term care insurance. Most of us think of it as nursing home insurance, but it is quite the opposite. With these policies, we can keep you or your parents from going to the nursing home by providing specialized care in the home. Not every resident of a nursing home is old. For whatever reason, we can't rely on Medicaid to take care of us or our parents in the "golden years". People do not realize they have to lose most of their assets to qualify for Medicaid.

To have us provide a quote for any of these services, please call us directly at (605) 387-5555 or you can use the online quote request form and we will get right back with you.