Homeowners Insurance Quotes

For many families, the place they call home, whether it is a House, Condo, Townhome or they are renting an apartment, is their most precious asset. A home can also be the most expensive item that you will ever purchase. Having the proper coverage is important to protect this asset and make sure your years of hard work will not be lost if something happens.

Your Colorado Home is Your Castle, Make Sure It Is Properly Protected

Owning a home in Colorado has its own unique set of challenges. We have extreme temperatures in our beautiful state. We get about 300 days of sunshine, but it can be below freezing on some of those days too!

Your home is vulnerable to a loss in many different ways. Everyone thinks about wind, hail, tornadoes and floods as threats to their home. But, not everyone considers a burst pipe, a tree falling down or a stranger slipping on your front step during a snowstorm. You may want to consider purchasing flood insurance as well. Most policies do not include this under their basic coverage.

Home Insurance in Fort Collins CO

Having the right type of coverage gives you peace of mind. We can customize our CO home insurance quotes to reflect your individual needs.

• Do you have a hot tub or sauna at home?
• Do you plan on expanding your home this year?
• Have you replaced your roof in the last year?
• Installed solar panels this year?
• Have custom built fireplaces and doors?

We will learn as much as we can about your home and the specific needs your family has in order to create a customized insurance quote for your home. Maybe you have two homes and need more than one policy. Maybe you just bought your first home and are new to home insurance.

Let us take care of your Colorado home. Get your customized home insurance quote started today.

Three Great Reasons to Work With Us:

1. We are a local Fort Collins agency
2. Colorado home insurance is what we know and what we do, we want to protect your home
3. We provide excellent customer service, great home insurance coverage and superior claims service

Three Ways to Cut Energy Costs at Home:

1. Turn down your water heater
2. Turn your thermostat down at night and when you are at work. And definitely don't forget to do this when you go on vacation!
3. Replace regular light bulbs with Compact Fluorescent Lights (CFL's). These use much less energy and last for several years.

Here are a few things you can do to make sure your CO home is in shape for extreme weather:

• Make sure your storm windows are good and strong. Seal any cracks or gaps. This will save on energy costs all year long.
• Use thick curtains to keep out cold air in the winter.
• Have coarse salt on hand to use on icy sidewalks and pathways
• Renovate your plumbing, heating/air and electrical options to make sure they can withstand the extreme temps and weather conditions
• Make a list or video of all the items in your home. This will help tremendously when it comes time to file a claim.
• Store your valuable family photos (and other valuables) in plastic containers, this will protect them against water damage 

We truly want your home insurance to work for you. We want you to always remain in your home. And if a claim occurs where you are out of your home, we will work with our claims department to make sure you can return home as soon as possible. 

We do our very best to provide you with the best coverage to meet your specific needs. While QBE Farmers Union Insurance is our preferred company and usually has the best rates, we do have several other carriers from which to choose.

Some of the carriers we represent include:

• QBE Farmers Union Insurance Homeowners Insurance
• American Modern Homeowners Insurance
• The Hartford Homeowners Insurance
• Foremost Homeowners Insurance
• Safeco Insurance
• Encompass Insurance

For a Colorado home insurance quote, please call us directly at (970) 484-3200 or you can complete an online quote request form and we will get right back with you.