Homeowners Insurance Quotes

For many families, their home is their most precious asset. It can also be the most expensive item that you will ever purchase. Having the proper coverage is important to protect this asset and make sure your years of hard work will not be lost if something happens. Understanding what the coverages can and can't do for you help you feel more comfortable with your policy and is the reason our customers love us.

Your home is vulnerable to a loss in many different ways. Everyone thinks about wind, hail, tornadoes and floods as threats to their home. But, not everyone considers a burst pipe, a tree falling down, a stranger slipping or your teenager doing something silly one night .

                                                                      Get yourhome insurance quote started today!

Home Insurance Limon Colorado

We will explain the different coverage options to you, walk you through the different policies and help you make the right decisions for your specific situation. Did you ever wonder what would happen if you hit a car or broke a window while playing golf? Your homeowners policy is where you would go for those answers. Do you understand the difference between ACV (Actual Cash Value) and Replacement Cost when it comes to covering your contents and property? After the worst happens is not the time to find out you are going to get only $100 for your seven year old refrigerator instead of enough to replace it.

Here at the Hickey Insurance, Char and myself can help determine what coverage and deductibles fit your life and your financial situation. Since most of us don't have an unlimited insurance budget, getting value for what you do spend is important.

Policy Within a Policy - Inland Marine or Floater
Optional coverage that we may suggest to you after establishing specific needs for collectibles, jewelry and firearms.

Save Money at Home

At QBE Farmers Union Insurance we really care about our clients. We want them to get the most out of their lives. If our tips, information and guidance has done our clients some good, then we have helped you live your life better.

Here are a few tips to save water and energy at home and maybe even a few dollars:

Water Conservation:

• Only wash full loads of laundry and wash everything in cold water instead of warm or hot
• Use low flush toilets, this will use less water
• Get an efficient shower head for your shower, you will still get great water pressure but will use less water

Energy Conservation:

• Replace your regular light bulbs with compact fluorescent ones - they last a lot longer and use much less energy
• Turn your thermostat down at night and put extra covers on your bed
• Cook more efficiently for your family - make more at one time so you can have leftovers. As they say "cook once, eat twice"

These are just a few tips that we hope you will use to save resources and save a few dollars.

At our agency, we treat our clients like family.

To have us provide a quote for any of these services, please call us directly at (719) 775-2859 or you can use the online quote request form and we will get right back with you.