The Harmoning Agency -- Farmers Union Agency, Inc.
Joel Harmoning

329 2nd Ave East PO Box 102
Franklin, MN 55333

Email Me
Phone: (507) 557-7000
Fax: (507) 557-7001

Office Hours:
7:30a - 5:00p, M-F -- Saturday & Evenings by appointment
Request a Quote
Request a Quote
By Email or call us
(507) 557-7000
(507) 557-7000

Insurance Quotes & Additional Offerings

In addition to being able to provide you with insurance coverage for your home, farm, auto and business.  We can also offer you protection for yourself and your loved ones.  Let us help you make informed decisions concerning your family's future.

Life Insurance

When you purchase life insurance it can help your family through a very difficult time. It protects your family's assets and way of life from an unexpected loss. We can help you evaluate and plan how much coverage you should have and the type of policy that best fits your specific situation.

We offer many types of life insurance:

  • Disability Income: Pays you cash if you are disabled and unable to work
  • Key Person Protection: provides income for your business when the loss of a key person occurs. This would cover the costs of lost business as well as the expense of finding and training a replacement. This coverage is also used in small business's and farms to protect against the untimely death of a partner with a majority of the borrowing ability.

Health Insurance

The cost of health insurance has become higher and higher every year. There are so many types of illnesses that are preventable with proper attention. Make sure you take good care of yourself, your family and your employees with good health insurance coverage.

Health Plans offered through:

We also offer the following insurance solutions to meet your specific needs:

  • Group Health Insurance for your business -  health insurance solutions for your business.
  • Short-Term Medical Insurance - this coverage is meant to fill the gap until you get a full health insurance plan. We can provide coverage from 30 days to a year.
  • Medicare Supplements - medicare only covers so much. Increase your coverage with supplemental insurance.
  • Long Term Care Insurance - this coverage is for your loved ones as they get older. This coverage allows your loved ones to be taken care of in their home as opposed to having to go to a nursing home or assisted living facility. Some people prefer to be in a nursing home, but many prefer to stay in the comfort of their own home.
  • Annuities - We offer fixed and fixed index annuities that are provided by several quality companies. The two main types are tax-deferred annuities and income annuities. There are also annuities that offer a mix of features, combining elements of tax-deferred and income annuities into a single product. Each type of annuity works differently and offers a unique set of advantages

To have us provide a quote for any of these services, please call us directly at (507) 557-7000 or you can use the online quote request form and we will get right back with you.

The Harmoning Agency -- Farmers Union Agency, Inc.
329 2nd Ave East PO Box 102
Franklin, Minnesota 55333
Serving Throughout the State of Minnesota
Phone: (507) 557-7000
Fax: (507) 557-7001
Email: joelh@means.net
Website – www.FarmersUnionInsurance.com/jharmoning
 

 

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