Renters Insurance Quotes

Renters Insurance is often overlooked.  Renters feel that if there is a disaster, the landlord is responsible for their possessions.  This is far from the truth.  Not only are you responsible for your personal belongings, you may be liable for events that happen while being a renter that your deposit may not cover.  

I had a tenant who left a window open a crack and went out for what they thought would be a short while.   When they returned, the pipes on the heat registers had burst, damaging not only their possessions but also those of the tenant below them.  The renter thought that because they didn't have any money, the tenant below couldn't get anything from them.  The tenant below them took them to small claims court and received a judgment against them and garnished their wages.  This could have been avoided by having a Renters Policy to cover this liability. 

Minnesota Renters Insurance

The cost for renters insurance is very affordable, starting at only $75.00 per year.  With the tough economic times, now is the time to protect what you worked so hard to get.   Break-ins are on the rise.  You can be held liable for injury to your guests and also if they cause damage.  Most renters are temporally renting while they are in school or until they purchase a home.  We are here to help protect your future.

To have us provide a quote for any of these services, please call us directly at (218) 736-5697 or you can use the online quote request form and we will get right back with you.