
Cell Phone: (605) 941-9997
Fax: (605) 338-5402
Office Hours:
9-5 M-F
Insurance Quotes & Additional Offerings
Through South Dakota QBE Farmers Union Insurance, we not only provide coverage for your home, dwelling, farm, auto and/or business, but we also provide insurance for your life and health needs. It is very important that you know that because your life and health insurance is probably the most valuable to you and your family.
South Dakota Insurance
Life Insurance
I will go above and beyond to protect you and your family from a financial crises during the event of a serious illness or death. I know and understand how hard it can be on a family during that time. It will be very helpful to you and your family to have the right life insurance. Any loss can be unexpected, and you need to be protected during that time.
As a prospective client of mine, we will discuss you and your family's needs. I will assist you in creating a plan for the right amount of coverage that you should have and need. I want to find the best possible coverage for you. The types of life insurance we provide here at your South Dakota QBE Farmers Union Insurance include:
- Term Life: For your mortgage and loan payments, and money set aside for final expenses.
- Whole Life: For building cash value.
- Universal Life: Similar to Whole life, also building cash value.
- Disability Income: For those who are disabled and unable to work.
Health Insurance
Whether its a yearly check-up or a short unexpected doctor visit for the flu, the costs can add up fast when receiving medical attention. Lighten up the load from your wallet and place it in a health savings account. You can also invest in a family or individual plan to pay for any medical expenses that may occur in the near future or in the upcoming years. It is important to be prepared.
Get your health insurance quote today!
Short-Term Medical Insurance
Are you in need for insurance for a short time? This may be of interest to those who may have just graduated college or were just recently laid off and are looking for a short term policy. South Dakota's QBE Farmers Union Insurance offers medical coverage to fill in the gap until you get back on your feet. Some of the companies that we carry like Wellmark Blue Cross and Blue Shield can provide coverage from 30 days up to a year.
Medicare Supplements
There is only so much that Medicare can provide for you. For an increase in coverage, ask me about the supplements we provide and which ones will be best for you.
Long Term Care Insurance
Let's face the facts. We all grow old. Many of us are not only raising our own children but also taking care of our aging parents.
How are we going to care for our parents as they age?
As the rise of prices occurs with nursing homes and assisted living centers, affording it has become a major concern to many of us. How do we afford to take care of those that we love? How are we going to afford to be taken care of when we reach that age?
A simple solution is long term care insurance. Through these policies, we can keep you or your parents from going to the nursing home by providing specialized care from home. Long term care insurance can protect you from losing those assets and also be taken care of.
How do you want to be cared for in your elder years? Discuss these important topics with your family and come up with a long term family plan.
For any questions or quotes on the above mentioned insurance coverages, please call me directly at (605) 338-5302 or you can fill out the online quote request form and I will get back to you as soon as possible.
| Brian Hermsen Agency 6901 S. Lyncrest Place Suite 102 Sioux Falls, South Dakota 57108 Serving Sioux Falls Phone: (605) 338-5302 Cell: (605) 941-9997 Fax: (605) 338-5402 Email: brianhermsen.fui@live.com Website – www.FarmersUnionInsurance.com/BrianHermsen |